Product Executive Sales , Mumbai Western, Pune, PCMC, Ahmednagar

Hiring for Nbfc-asset Finance Company

3 - 6 Years
Mumbai, Pune, Ahmednagar

Job Description

Responsible for Business Development for Car Loan, LMV in open market.
Working in close tandem with dealership to understand the profile of customers being sourced, hence informing customers/ dealerships on the documentary needs, tentative rates to be offered, LTV and procedure of body funding(if any) as per policy approved.
Initiate reference checks for customer and CIBIL check
Prepare deal forwarding sheet and CADD( Customer Acquisition Due Diligence) for the customer and forwarding the same to State Credit Officer (SCO)
Ensuring the physical file reaches SCO with minimal pendencies to facilitate faster turnaround time (TAT) in processing deals
Coordinating with SCO (also escalations, in case the approval is in limits of ZCM, PH and above), Dealership team, dealer and customer to resolve queries/ pendencies in file.
Releasing Delivery order to dealer as soon as case is approved.
MIS reporting
Sanction letter given to the dealer in case the proposal is urgent and verbal approval has been taken from SCOs and above.
At the end of the month, sharing the rejection tracker to facilitate learning and minimising waste of time in future.
Prepare first cut CA for large deals where the approval for particular limit for the customer for entire year is prepared in one go.
Coordinating with key customers and financers in the market to update self on market dynamics and emerging trends on LTV, segment performance and schemes in the market and share the same for better monitoring of market.
Tracking portfolio of cases being funded to check its health and share the same with dealer in case of delays in EMIs other repayment issues.
Collecting PDDs from customer/ dealer and updating in system, in case of increase in PDD pendencies, highlight the same well before trigger breach.
Suggest changes in policy depending on market dynamics and local conditions.

Salary: INR 4,00,000 - 6,00,000 PA.

Industry:Banking / Financial Services / Broking

Functional Area:Sales, Retail, Business Development

Role Category:Channel Sales

Role:Area / Territory Manager


Desired Candidate Profile

Please refer to the Job description above

Company Profile

Talent Leads HR Solutions Pvt Ltd

NBFC-Asset Finance Company
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Contact Company:Talent Leads HR Solutions Pvt Ltd